When a foreclosed home sells for more than what's owed, the surplus belongs to the former owner. Most never claim it. OverageFlow finds those funds and gets them to the right people.
After a foreclosure auction, counties are required to hold surplus funds. But their notification efforts are minimal. If you moved, you probably never got the letter.
Every state has a claim window. Miss it, and the county keeps your money. Most people don't even know the clock started.
Filing a surplus claim means navigating court paperwork, legal requirements, and state-specific procedures that vary widely. It's designed for lawyers, not homeowners.
We monitor foreclosure auctions and county records across the country, identifying properties that sold for more than what was owed.
Skip tracing and public records help us find the former homeowner, wherever they are now. We reach out directly to let them know funds exist.
Working with licensed attorneys in each state, we navigate the legal process to petition the court and recover the surplus on behalf of the rightful owner.
The former homeowner receives the surplus funds they're owed. Average recoveries range from $5,000 to $60,000+. We only get paid when they do.
OverageFlow exists to make sure that number reaches the person it belongs to. No upfront fees. No complicated paperwork. Just the money you're already owed.